Loans - Effective August 23, 2023
Mortgage Rates
Please contact us about our fixed mortgage rates.
angieb@universalfcu.com
New Vehicle** Rates may be as low as 4.75%*
Used Vehicle** Rates may be as low as 7.50%*
Personal Lending Rates may be as low as 10% *
Vacation Lending Rates may be as low as 8.0%* for 12 months
Computer Loan Rates may be as low as 9.0% * for 36 months
* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.
** NADA Loan value preferred but some exceptions can be made with GAP insurance added as an alternative solution. Maximum term to be determined by the credit committee with attention to the age of the vehicle.
NMLS MLO Identifying Numbers: Mortgage Loan Originators Le’Ann Niece #1892887 & Angie Braley #2074758. Universal Federal Credit Union Identifier: #402900
Provided to the consumer in compliance with the SAFE Act.
Shares - Effective July 9, 2024
Rates are Subject to change.
Federally Insured by NCUA
Regular Share / Special Savings Account
BALANCE RATE APY
$100 - $5,000 0.05% 0.05%
over $5000 0.05% 0.05%
Share Certificate / IRA Certificate
Balance RATE APY
6 Month 1.50% 1.51%
9 Month 4.25% 4.34%
12 Month 4.00% 4.07%
24 Month 2.50% 2.52%
31 Month NA NA
36 Month 0.45% 0.45%
48 Month 0.50% 0.50%
60 Month NA NA
IRA Rates
RATE APY
.50% .50%
APY = Average Percent Yield
