Universal Federal Credit Union
304-697-2919   •   Hours & Locations   •   info@universalfcu.com

Share and Loan Rates

Loans - Effective May 17, 2013

Mortgage Rates

Please contact us about our fixed mortgage rates.
lindar@universalfcu.com
New Vehicle** Rates may be as low as 2.75%*

Used Vehicle** Rates may be as low as 4.50%*

Personal Lending Rates may be as low as 10% *

Vacation Lending Rates may be as low as 8.0%* for 12 months

Computer Loan Rates may be as low as 9.0% * for 36 months

* All loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.

** NADA Loan value preferred but some exceptions can be made with GAP insurance added as an alternative solution. Maximum term to be determined by the credit committee with attention to the age of the vehicle.

NMLS MLO Identifying Numbers: Mortgage Loan Originator Linda Reynolds #397009, Mortgage Loan Originator Val Johnson #422216. Universal Federal Credit Union Identifier: #402900

Provided to the consumer in compliance with the SAFE Act.

Shares - Effective July 1, 2015

Rates are Subject to change.
Federally Insured by NCUA
Regular Share / Special Savings Account

Balance Rate APY
$100 - $5,000 0.05% 0.05%
over $5000 0.05% 0.05%

Share Certificate / IRA Certificate

Balance Rate APY
6 Month NA NA
12 Month 0.20% 0.20%
21 Month NA NA
24 Month 0.40% 0.40%
31 Month NA NA
36 Month 0.65% 0.65%
48 Month 0.80% 0.80%
60 Month NA NA
60 Month (IRA Cert. only) 1.00% 1.00%

IRA Rates

Rate APY
.50% .50%

APY = Average Percent Yield


 

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